I have done business with first step mortgage on several occasions and have been greatly satisfied every time. Abey Abraham is a true gem!!! He is very knowledgeable about market trends, explains the loan process very clearly and was able to discuss strategies for me to get the best possible loan package. I highly recommend… Nelson A - October 6, 2021
Thanks for the excellent service from the Firstmortgage team. Special thanks to Abey, whose excellent knowledge about the market and ability to predict the interest rating flows which I was very impressed with. This helped me to get the lowest interest rate from the fluctuating market. He was very patient with us and explained the… Aneesh Kuniyil - September 12, 2021
We had a wonderful experience with Abey abraham. Great customer support from the initial i query till closing, everything went well without a hitch. Highly recommended!! Tom Philip Thomas - June 1, 2020
First Step did a great job locking in the lowest rate possible. Abey explained all terms and disclosures and I was very impressed with how thorough and careful he was with the loan's timeline. I highly recommend this firm and hope to use them again in the future. Justin T - June 1, 2020
Excellent service from First Step Mortgage team right from Pre-Approval process all the way through closing. Special thanks to Abey for explaining the entire process and the breakdown on the final closing, and locking the interest rates right on time on the lowest it can ever be. Couldn't ask for more! Thank you guys! Truly… Bibin Manayil - June 1, 2020
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in Houston? Now may be the right time to start saving money every month!
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September 22, 2023Mortgage rates play a significant role in the housing market, affecting affordability for potential homebuyers and those looking to refinance. However, predicting and influencing mortgage rates isn't straightforward. Understanding the factors that influence them can offer insights into what might lead to lower rates. Federal Reserve's Influence The Federal Reserve's monetary policy is a major…Read Post
September 15, 2023In the age of online shopping, package theft has become an increasingly common problem for homeowners. With the convenience of having items delivered to our doorsteps comes the risk of those items falling into the wrong hands. Fortunately, there are several proactive steps you can take to safeguard your packages and prevent theft. Here are…Read Post
September 8, 2023As the seasons change, temperatures fluctuate and kids return to school, it becomes almost inevitable that someone in your house will get sick. Whether it's the common cold, the flu, or a new variant of COVID-19, it's crucial to be proactive and prepare your home to minimize the risk of illness and ensure comfort when…Read Post